Shield & Scepter Capital — Terms and Conditions
Effective Date: 10/14/2025
Last Updated: 10/14/2025
Welcome to the official website of Shield & Scepter Capital (“we,” “our,” or “us”).
By accessing or using this website, you agree to comply with and be bound by the following Terms and Conditions (“Terms”).
If you do not agree with these Terms, please discontinue use immediately.
1. Company Overview
Shield & Scepter Capital is a licensed financial services organization offering life insurance, indexed universal life (IUL) policies, and related financial education services across multiple U.S. states.
Our licensed representatives provide general educational information and personalized financial solutions to help clients achieve long-term security and financial growth.
2. No Guarantee of Outcomes
All financial illustrations, insurance product descriptions, or projections provided through this website or via email, text, or video content are for educational purposes only.
Actual results depend on market performance, policy terms, and the issuing insurance carrier’s rules.
Shield & Scepter Capital makes no guarantees regarding investment performance, returns, or tax outcomes.
3. Use of Website and Content
You agree to use this website solely for lawful purposes.
You must not:
Misuse, copy, or reproduce content without permission.
Post or transmit any harmful or unlawful material.
Attempt to gain unauthorized access to our systems or data.
All educational materials, videos, guides, and written content are the intellectual property of Shield & Scepter Capital and may not be redistributed or altered without written consent.
4. Licensed States and Regulatory Compliance
Shield & Scepter Capital operates under valid state insurance licenses.
Our services and recommendations are only offered in states where our representatives are properly licensed.
Product availability and features may vary by state and by carrier.
All recommendations are made in compliance with applicable state insurance laws and NAIC suitability standards.
5. No Financial, Legal, or Tax Advice
The information presented on this website, in emails, text messages, or video content does not constitute financial, legal, or tax advice.
We encourage clients to consult independent professionals (tax advisors, attorneys, or certified financial planners) before making decisions affecting their financial situation.
6. Appointment Scheduling and Communications
When you schedule a consultation, you consent to be contacted via SMS, email, or phone call by Shield & Scepter Capital and its licensed representatives.
Your consent allows us to send you educational materials, reminders, and follow-up messages related to your financial goals.
You may opt out at any time by replying “STOP” to any message or contacting us directly.
7. Privacy and Data Security
We are committed to protecting your privacy.
All information collected through this website or our communication channels is handled according to our Privacy Policy, which outlines how we collect, use, and safeguard personal data.
We do not sell or share your information with unaffiliated third parties without your consent.
8. Third-Party Links and References
Our website may contain links to third-party sites for educational purposes.
Shield & Scepter Capital is not responsible for the content, accuracy, or policies of those external websites.
Accessing such links is at your own risk.
9. Limitation of Liability
To the fullest extent permitted by law, Shield & Scepter Capital, its officers, affiliates, agents, or employees shall not be liable for:
Any direct, indirect, incidental, or consequential damages arising from use of this website or our communications;
Any errors, omissions, or inaccuracies in the information provided; or
Any loss resulting from your reliance on information or advice obtained through this website or communications.
10. Indemnification
You agree to indemnify and hold harmless Shield & Scepter Capital and its representatives from any claims, damages, or losses resulting from your violation of these Terms or misuse of this website.
11. Modifications
We reserve the right to modify or update these Terms at any time without prior notice.
Continued use of our website constitutes your acceptance of any changes.
12. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which the licensed representative providing your service resides, without regard to its conflict of law principles.
13. Contact Information
If you have questions regarding these Terms, please contact us at:
Shield & Scepter Capital
Email: [email protected]
Phone: + 1 888-579-9938
Website: https://www.shieldscepter.com